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When is a non-cash benefit a “benefit” under the SA Workers Comp Scheme?

Sometimes, when a worker's weekly payments on WorkCover are set initially on a claim, the circumstances of what they get by way of income and their overall package can change down the track.  An example of this is when a worker at the start of a claim has the use of a company car and then at some point later down the track due to the worker being terminated or detached from employment the car is taken away from the worker.

Once the car is taken away this leaves the worker car-less with no benefit in money terms for the loss of the car.  How then is this change in circumstance accounted for in their weekly payments? Can it get accounted for?  The answer is yes it can.

In this 'change in circumstances' situation there is scope for a review to be done.  WorkCover SA, of its own initiative or at the request of a worker can request a review to look at the calculation of the workers WorkCover weekly payments. In certain circumstances an adjustment because of a change in the component of the workers income can be made. This includes a non cash benefit, for example, a company car or other company items.

At Andersons, we've have been involved in 2 cases recently where sums of approximately $15,000.00 and $12,000.00 (divided into a weekly allowance) have been added to the workers weekly earnings to make allowance for the loss of a car that has been taken back by the employer.

Non cash benefits can include other things such as use of a company phone, access to a discounted rate of interest on a loan, payment of school fees, payment of health insurance premiums, payment of medical benefits, a computer for personal use, access to the internet, accommodation, payment of or towards housing costs, a telephone and payment of costs associated with the using or maintaining the telephone, a credit card or a staff discount program.  Sometimes in these cases a distinction is drawn between whether or not these things can be used for private or business use only.

Another case of a similar nature we have come across recently is a salary sacrifice amount which was not included in the workers WorkCover weekly payments when they were set. The workers compensation legislation however, provides for this and says it needs to be taken into account as earnings.  This is certainly something to watch out for .

In these types of matters it is useful to have any documents that a worker was given when they commenced employment about their salary and packaging arrangements such as Contracts of Employment or letters of offer from the employer. It is also useful if the worker has an idea of any verbal or written offers that were made by the employer as to how much they would get for their salary if they elected not to have the company vehicle and used their own private vehicle instead. In the case of one worker, he was told, and it was confirmed by the employer that, if he chose to use his own vehicle his salary would be $15,000.00 on top of his base salary to account for running and maintaining his own vehicle.

So if your income and salary packaging circumstances change throughout the course of your WorkCover claim you may have access to a right of review under the workers compensation scheme.  If any of your circumstances change it would be worthwhile at that point to seek advice from an experienced workers compensation lawyer. It can get a bit complex but at Andersons we've got a great team in Workers Compensation and you can even get in direct contact with our blog writer today, our Associate Alana Moore.

Please note, this Blog is posted in Adelaide, South Australia. It relates to South Australian legislation.

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