13 December 2023
By Sarah Vinall
What evidence do I need to make a strong CTP case?
If you have been involved in a car accident and have suffered an injury as a result of another driver’s fault, then you should consider lodging a claim for car accident compensation. But what evidence do you need to make a strong CTP case to ensure that you receive the best possible outcome from your claim for compensation?
Below are a few tips in relation to what evidence you need to make a strong CTP case. This is not an exhaustive list of what you need, so we recommend that you speak to a lawyer and obtain legal advice about what is required in your particular circumstances.
Liability
In order to be eligible to make a CTP claim, you need to establish that another driver was at fault either fully or in part. Therefore, in order for the CTP insurer to determine liability, evidence relating to the factual circumstances of what caused the accident and/or injuries is considered.
It is important that you make sure you report the circumstances of the accident to the police, either at the scene of the accident, if the police have attended the scene or at the nearest police station as soon as possible thereafter. You will need to obtain a copy of the police report from the police, take photos of the damage to your vehicle as well as the damage to the other vehicles involved, if possible. Keep copies of repair quotes of the damage to your vehicle. Obtain the name and contact details of any witnesses to the accident.
Attending your doctor
Make sure you attend your doctor and report all injuries to your doctor and have it documented. Ask your doctor to complete the CTP Medical Certificate, which forms part of the Claim Form.
List all your injuries sustained in the accident in the CTP Injury Claim Form when lodging the claim. It is important to make sure that you report all your injuries, no matter how minor that injury may seem at the time, to your doctor and/or specialist.
You will need to attend your GP and/or specialist and speak to them about what treatment options and recommendations are required to assist you with your recovery and rehabilitation, so that you can apply for funding approval to pursue any treatment recommendations.
You need to make sure that you report any ongoing symptoms and injuries to your treatment providers.
If you are unable to return to work for a period due to your accident related injuries, make sure you obtain up to date medical certificates to cover the periods of absences from work or any periods of reduced capacity for work.
Claiming Compensation for Economic Loss
If you are a business owner and intend to make a claim for any losses sustained by your business as a result of your injuries suffered in the accident, it is important to make sure that the business taxation documents, such as profit and loss statements and business taxation returns are also kept up to date. You should also keep records of any additional expenses you incur due to your injuries.
If you are an individual and intend to make a claim for economic loss and loss of earning capacity, it is important to keep an updated CV or resume, make sure your taxation documents are up to date and keep copies of your pay records.
A letter from your employer can also assist with making a claim for economic loss. You should speak to a lawyer who will assist you with obtaining the necessary information from your employer.
Claiming for Gratuitous Services (voluntary services)
If you meet the thresholds and are making a claim for gratuitous services (voluntary services) performed by a spouse, domestic partner, parent or child for domestic work or personal care, you should keep a log of the number of hours of care and domestic assistance provided per week and by whom, to assess eligibility for compensation, for this component of your CTP claim.
How Can Andersons Help?
There are many more pieces of evidence that you can gather, to ensure that you make a strong CTP case, apart from the above that has only been briefly discussed. Therefore it is important to speak to a lawyer about what other pieces of evidence are required in your particular circumstances.
Contact one of our personal injury lawyers who will be able to assist with making a strong CTP claim.